There are a lot of families with children in Gaithersburg, and we know that raising a family has its own unique financial challenges. From simply supporting your family on a monthly basis to planning for your children to go to college down the road, it can feel impossible to figure it all out.
At Ferguson-Johnson Wealth Management, we’re here to help you with all aspects of your financial plan—from managing your investment portfolio to planning for retirement and your children’s education. We know you’re busy trying to keep your household running, and that’s why we’ll make the most of each minute we have with you to make an effective plan to achieve your financial goals.CONTACT NOW
At the most basic level, a fiduciary is a trustee. In the world of financial planning and wealth management, the fiduciary standard demands that financial act in their clients’ best interests. Financial decisions on behalf of the client are made with careful analysis and comprehensive information.
Most people don’t know that the typical broker is held only to the suitability standard, which simply requires the broker to make “suitable” recommendations, regardless of whether that recommendation is in the client’s absolute best interests. You can rest easy knowing our team members at Ferguson-Johnson Wealth Management will always operate under the fiduciary standard.
A personal financial plan can assist in making smart decisions about your money throughout every stage of your life. Whether you’re still in the early stages of your career, commuting to and from the city every day with a busy schedule, or you’re trying to plan for your children’s future, our financial planners will walk you through every step of the process from discovery to execution.
Wondering if you need a financial planner? If you’re asking yourself that question, you probably do.
Learn more about our fee-only financial planning services.
Many other financial planning and wealth management firms use a “one-size-fits-all” approach to investment management, offering essentially the same portfolio options to every client that walks through the door. At Ferguson Johnson Wealth Management, we know that each investor has a different level of experience, a different budget, and a different desired level of risk when they decide to invest.
A cookie-cutter approach simply doesn’t cut it. We get to know each client individually and tailor a portfolio to your needs.Learn More
We know what it’s like to run a business in Maryland—we’ve been doing it for decades! Federal rules and increased regulatory scrutiny have made it hard for business owners to navigate the ever-evolving landscape of employer retirement plans on their own.
We work with you to determine an effective small business retirement plan that satisfies your needs and the needs of your employees while helping to ensure you are complying with regulations.
Read more about our retirement planning services.
With more than three decades of experience offering wealth management advice, financial planning, and investment management for customers all over Gaithersburg, we’re not new to the industry or the community. We’ve helped countless families achieve their financial goals, and we’re ready to start working for you!
We know that every client is different—whether you’re starting a family, sending children off to college, or ready for retirement, we’ll tailor our plans and advice to your needs.